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Thursday, December 15th, 2011
Unfortunately, some of the terms in the mortgage industry are not applied uniformly. My favorite example concerns a mortgage that supposedly has no closing costs.
Posted in First Time Home Buyers, Fix and Flips, Ideas, Mortgage, Real Estate and Internet, Transactions | Comments Off
Tuesday, November 8th, 2011
If you read my column from last week, you would know that I was talking about how hard it is right now to find a good fix and flip home.
Posted in Buying, Buying First Home, First Time Home Buyers, Fix and Flips, Home Ownership, Housing Market, Ideas, Investing, Luxury Home Market, Real Estate and Internet, Renting, The Market | Comments Off
Tuesday, August 23rd, 2011
When I came out of college, I got a job selling cars and some of my fellow car salesmen were involved in the old “bait and switch” tactics of selling.
Posted in Buying, Buying First Home, First Time Home Buyers, Fix and Flips, Ideas, Real Estate and Internet, Selling Your Home, Transactions | Comments Off
Thursday, August 11th, 2011
Nature abhors a vacuum. With the tightening in the mortgage market we have seen an increase in portfolio and private, also known as hard money, loans to fill the void created since subprime mortgage products have become extinct.
Posted in Buying, Buying First Home, Credit, First Time Home Buyers, Fix and Flips, Foreclosures, Housing Market, Ideas, Investing, Luxury Home Market, Mortgage, Real Estate and Internet, The Market, Transactions | Comments Off
Tuesday, January 4th, 2011
We have all watched and been affected by the rapidly changing landscape of lending over the last two years. Sometimes, the new restrictions and precautions can be maddening and sometimes, they are just laughable.
Posted in Buying, Buying First Home, Credit, First Time Home Buyers, Ideas, Real Estate and Internet, Selling Your Home, Transactions | Comments Off
Monday, November 8th, 2010
Last week, I started a story about people trying to get some relief on their mortgage. I called my mortgage lender, Wells Fargo, and pretended that I needed some help.
Posted in Buying, Buying First Home, First Time Home Buyers, Home Ownership, Mortgage, Real Estate and Internet, Transactions | Comments Off
Tuesday, September 21st, 2010
As almost everyone is aware, the good old days of easy rate and term refinances are mostly gone. A double whammy of tighter underwriting standards and falling home values have trapped some borrowers.
Posted in Ideas, Mortgage, Real Estate and Internet, Transactions | Comments Off
Monday, September 20th, 2010
A couple of weeks ago, I talked about the fact that a lot of real estate deals are falling apart over inspection items.
Posted in Buying, Buying First Home, First Time Home Buyers, Ideas, Inspections, Real Estate and Internet, Transactions, Your Local Neighborhood | Comments Off
Tuesday, August 10th, 2010
The most dreaded part of applying for a mortgage is all the paperwork. Mortgage documentation requirements are more stringent than ever and every “T” must be crossed and every “I” dotted.
Posted in Ideas, Mortgage, Taxes, Transactions | Comments Off
Tuesday, June 22nd, 2010
You do not have to be Bill Gates to get a mortgage, however, mortgage requirements have tightened up considerably. Unless you are a vet applying for a VA mortgage, 100% financing is gone.
Posted in Buying, Credit, First Time Home Buyers, Mortgage, Real Estate and Internet, Transactions | Comments Off
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