Rarely is a movie sequel better than the original. I feared that HARP II (Home Affordable Refinance Program) would be another empty “cotton candy” promise from Washington with a lot of fluff and no substance.

One of the toughest things about my job is telling people what they “may not want to hear” when it comes to the price of their home.

HUD, in conjunction with NeighborWorks America, announced Monday a new program to help homeowners facing foreclosure due to involuntary unemployment, underemployment, economic conditions, or a medical condition.

The United States Department of Agriculture (USDA) has a wonderful program to help purchase homes, in rural areas that are not farms, with no money down.

Thank you for the response to last week’s blog. I was overwhelmed and unable to respond to all of the comments and decided to try and answer them this week.

No one can predict where interest rates will be in the future. If rates shoot up sharply, homeowners who purchased or refinanced during this time of historic lows with a FHA mortgage may have an advantage when they go to sell.

It’s time to ring in a New Year and for many people, this could mean a lot of things. For me, it always symbolizes a fresh start and a new beginning.

Many people know that the Bush Tax Cuts are set to expire Dec 31st. How many people know that the Green Energy Tax Credit is also expiring on Dec 31st?

Many existing homeowners have decided to stay put rather than sell in this market. Other potential homeowners have found a home with a lot of potential that needs some work to make it their dream home.

The Associated Press, on Wednesday, released more information about the new FHA program to help homeowners who owe more than their home is worth.