For those of you new to the home buying process, a new change happened January 1st, 2010 that will make you life allot simpler in terms of shopping for a home loan. The new Good Faith Estimate (GFE) requirements have made lenders HIGHLY accountable for the interest rate and closing costs quotes on a home loan.

I play a few roles in life. I’m a husband, a father, a business owner, a professional speaker, a writer and a real estate agent. In wearing all these different hats, I’ve noticed at least one thing is consistent. Whether I’m trying to get a buyer and a seller to agree or simply trying to [...]