Archive for the ‘Taxes’ Category

Is a loan with no fees or origination charge the best deal?

Thursday, July 21st, 2011

Is a loan with no fees or origination charge the best deal? Maybe. Never forget that interest rate is only half of the equation. Rate AND fees are the whole equation upon which you should make a decision.

With a 5% down payment, is FHA still the best way?

Thursday, May 12th, 2011

With a 5% down payment, is FHA still the best way? Maybe. As always, your choice on a mortgage depends on your unique personal situation.

Home Buyer Credit Still Available For Qualifying Vets!

Thursday, March 24th, 2011

Once in a blue moon, Washington does the right thing for people who truly deserve it. Qualified service members, who were ordered on a period of official extended duty, have until April 30, 2011 to get a home under contract to qualify for the home buyer tax credit.

Geothermal Is HOT

Tuesday, January 25th, 2011

In the last several years, you have been hearing a lot about the “Green Movement.” That means finding ways to be more energy efficient while having a minimal negative impact on the environment.

Three Perspectives…Which Is Yours?

Tuesday, January 18th, 2011

Here we are, only three weeks into the New Year and already my phone is ringing off the hook with that old familiar question, “Dan, what is the real estate market going to do this year in Denver?”

New Year’s Forecast

Tuesday, December 28th, 2010

It’s time to ring in a New Year and for many people, this could mean a lot of things. For me, it always symbolizes a fresh start and a new beginning.

The Real Cost Of The Recent Jump In Interest Rates

Wednesday, December 1st, 2010

I closed a $222,000 FHA streamline loan for a client last week at 4.25% for a thirty year mortgage. The client had no closing costs and received a generous escrow credit.

The Tax Credit Is Expiring

Tuesday, November 30th, 2010

Many people know that the Bush Tax Cuts are set to expire Dec 31st. How many people know that the Green Energy Tax Credit is also expiring on Dec 31st?

5 Months After The Tax Credit Expiring – What Effect Did It Have On The Market?

Wednesday, September 29th, 2010

The tax credit expired 5 months ago and we’ve had five months now to analyze the effect.

New FHA Program for Borrowers with Negative Equity

Friday, September 10th, 2010

FHA loans registered on or after October 4, 2010, will have a lower upfront mortgage insurance premium (MIP) and a higher annual premium paid monthly.