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Archive for the ‘Credit’ Category
Tuesday, March 9th, 2010
So you think you want to buy a home. You have a good job and reasonably good credit but you don’t have the 3.5, 5%, or 10% down payment that is required in order to purchase these days. You’ve heard rumors about different down payment assistance programs (DPA) and how you can get in for as little as $100 or $1000.
Posted in Buying, Buying First Home, Credit, First Time Home Buyers, Housing Market, Luxury Home Market, Real Estate and Internet, The Market | Comments Off
Monday, March 8th, 2010
Ok, here we go again. We are roughly 45 days away from the Federal Tax credit expiring for would-be home buyers. It seems like we just went through this the other day and in fact, it was just last October when we were writing articles just like this. It’s mid-March and at the end of April, the tax credit for home buyers and first-time home buyers will expire. The question is did you take advantage of it?
Posted in Buying, Buying First Home, Credit, First Time Home Buyers, Real Estate and Internet, Taxes | Comments Off
Friday, February 12th, 2010
So you are sitting on the sidelines right now missing out of the $8000 First Time Home Buyer Tax Credit because someone at the bank told you that your score was not good enough to buy right now. The banker probably did not provide much more information other than you “need to fix your credit and pay your bills on time” if you want to buy a house.
Posted in Buying, Credit, First Time Home Buyers, Home Ownership, Real Estate and Internet, Taxes | Comments Off
Friday, February 5th, 2010
Sure, as a new home buyer you are going to get your $8000 tax credit for buying a home (provided you close before the deadlines) and you will begin to “itemize” your tax deductions (real estate property taxes, mortgage interest, and points) going forward each year. All of these can potentially save you allot of money on your federal taxes which one of the many reasons people chose to buy rather than rent.
Posted in Buying, Buying First Home, Credit, First Time Home Buyers, Mortgage, Real Estate and Internet, Taxes | Comments Off
Thursday, February 4th, 2010
In this month’s news letter we’ll tell what new changes are coming to FHA loans and the details on our contest to win $250,000 dollars towards the purchase of your dream home. For more information about the contest read below. But first…what’s going on with FHA loans?
Posted in Buying, Buying First Home, Credit, First Time Home Buyers, Real Estate and Internet, Selling Your Home, Taxes | Comments Off
Friday, January 29th, 2010
HUD announced this week several major changes for FHA loans later this year. Some of this items will not go into effect for several months but are worth noting. Overall, HUD is doing the right thing to keep themselves in business and help consumers be able to purchase homes.
Posted in Buying, Buying First Home, Credit, First Time Home Buyers, Investing, Mortgage, Real Estate and Internet, Taxes, The Market | Comments Off
Tuesday, January 5th, 2010
Wow, what a hangover. And I am not talking about the New Years Eve Party, but rather, the last year in real estate. I feel like someone hit me over the head with a lock box and I can’t take enough Advil to make the headache go away.
Posted in Buying, Credit, First Time Home Buyers, Housing Market, Marketing, Real Estate and Internet, Selling Your Home, The Market | Comments Off
Monday, December 28th, 2009
“It was the best of times, it was the worst of times; it was the age of wisdom, it was the age of foolishness; it was the epoch of belief, it was the epoch of incredulity; it was the season of light, it was the season of darkness; it was the spring of hope, it was the winter of despair; we had everything before us, we had nothing before us; we were all going directly to Heaven, we were all going the other way.”
Posted in Buying, Buying First Home, Credit, First Time Home Buyers, Foreclosures, Housing Market, Luxury Home Market, Mortgage, Real Estate and Internet, Selling Your Home, The Market | Comments Off
Monday, December 7th, 2009
Everyone is always looking for encouraging signs when it comes to the economy. After all, the economy is the number one topic on everyone’s mind these days and with the Holiday season here, people are looking at retails’ numbers as one sign to gauge if the economy is getting better.
Posted in Credit, First Time Home Buyers, Luxury Home Market, Real Estate and Internet, The Economy, The Market | Comments Off
Wednesday, November 25th, 2009
Colorado Realtors Dan Polimino, Gary Lohrman and Mortgage Lender Andy Jorgensen are at it again. This time the trio is giving the American public a chance to win $250,000 dollars in cash towards their Colorado Dream Home.
Posted in Buying, Buying First Home, Credit, First Time Home Buyers, Real Estate and Internet, Taxes | Comments Off
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